In PG, there is a flagship program that helps common people like you and me to save money in the form of 24k (99.99%) purity of gold. This program breaks the barriers that everyone has with regard to gold savings. Prior to this, there are numerous misconceptions that hindered people to save gold, which are listed as follow:

1. You need a huge sum of money to start; hence only rich people can buy gold
2. Gold bars/coins are only available at big banks; hence it is highly dependant on limited stocks
3. Need to queue at the bank during office hours, and will need to book an appointment way ahead of time
4. Even if you manage to buy the gold bar, there is no guarantee that the bank will buy-back from you

However, with Gold Accumulation Program or GAP, in short, all these barriers are shattered into pieces. The following are the features on GAP:

Features of Gold Accumulation Program:

1. Starting amount is RM100, with account registration being free of charge and maintenance costs involved
2. The gold price gets reflected on daily basis as per world’s gold price
3. Able to withdraw physical gold, at your own preferred design and size
4. Syariah-compliant with official certification available for viewing
5. Buy back guarantee by Public Gold
6. No safekeeping fee; hence the option to keep gold virtually without withdrawing is also possible

With all these features, one would wonder on how to utilise this program to our advantage, am I right? Actually, GAP has opened wide array of applications, like the ones listed below:

1. Preparing for retirement fund
2. Emergency fund to help during uncertain times
3. Parents to save for their children education in future
4. Savings for home deposit/pay off debt/start a business, etc
5. Pilgrimage
6. And many more…

How does the Gold Accumulation Program work?

Every deposit that we make gets converted to grams of gold, at four decimal places and will be kept in the account until further actions, such as withdrawing the physical gold bar or selling it back to PG. Let’s take a look at the gold price as stated in www.publicgold.com.my, based on the screenshot taken on June 13th, 2021:

Based on the screenshot taken, we can understand that 1 gram of gold of 24k, 99.99% purity is worth RM 272 while for RM100, the equivalent amount of gold is 0.3676 gram. From here, it is clear that the option to start with RM100 is indeed available and the amount of gold will be distributed at four decimal places (yellow-coloured arrow).

To keep track of the amount of gold accumulated, we have to view it under My GAP as seen at the top panel of the webpage. I have prepared a video that shows a glimpse on the technical side of the portal, so kindly watch it for further understanding:

https://www.youtube.com/watch?v=BJYdLJeLODE

With the information shared above, along with the video, I hope I have imparted a brief overview of the program and also on how we can take advantage of the GAP for our financial goals. Should you have any questions or doubts, kindly drop me your questions via WhatsApp by clicking the following link and I will answer your doubts accordingly: http://bit.ly/wachatng

Save gold today; Gold will save you tomorrow..

Naresh G

Your Public Gold Priority Dealer

PG00197410